Mr. Pechersky is a Registered Investment Representative in the states of NY, NJ, CT and CA. As such, these services are strictly intended for individuals residing in the states referenced. Michael Pechersky is also licensed as an Agent to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of NY, NJ, CT, WA, TX and CA. No insurance business may be conducted outside this/these states referenced. Insurance License Number in CA is OI39424. Additionally, Mr. Pechersky is a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency, 120 Broadway, 29th Floor, New York, NY 10271. In this regard, this communication is strictly intended for individuals residing in the states of NY, NJ, CT and CA. No offers may be made or accepted from any resident outside the specific states referenced.